Building the Vogue with Homebuyers Centre Victoria

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Building my first home in Victoria with my husband. Blogging the journey!!!!

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Wednesday, 31 July 2013

PRE APPROVAL

Pre approval came through on the 4th July 2013. WHAT A RELIEF!!!!
It was such a long process of appointments in Cranbourne and Docklands just to get to this stage. In June 2013 we began this journey of building a home through the Home Buyers Centre -taking advantage of their $3000 deposit. We were very skeptical at first. I spent hours searching forums trying to find positive reviews. I finally found a forum on home one which has been awesome to talk to others about their experience I even found someone building in my estate! http://forum.homeone.com.au/viewtopic.php?f=31&t=64387 

First we did a finance health check with resolve finance that came back with a figure we could easily afford taking into account we have three children. Off to Cranbourne we went to look over house designs and estate options. We decided on Livingston in Cranbourne east which is in close proximity to heaps of local schools, and with Casey Race across the road we had three happy kids!!

We chose lot 353 Artfield Street it is not due to title til November 2013. It cost $1500 to secure our land! Its not a huge plot if land but it will be OURS!!!!


 
OUR KIDS WITH THE NEW DIRT PATCH


 
We chose the Vogue 17 as our house deign but added a double garage instead of a single and flipped the design on itself so our house is now the other way round.


This is the original plan


 


Our plans


 
We Signed our preliminary works contract and paid the $1500 to secure the house build. Then we just waited for pre approval. If we were declined the land deposit was refundable but not the house. So I was a little worried but success we have pre approval.

Now for pre start and formal approval!!!!!!

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